How To Learn About The Finance Industry And Get The Best Jobs

A lot of people are looking at a career in finance because it is a very lucrative one and there are a lot of available opportunities. It is impossible to find a single company that does not need a financial expert on board. Finance is all about the proper management of money and a lot of people want to learn about this because of the current state of the economy which is very unstable at times.

More Job Opportunities

One of the reasons why more and more people want to learn about finance is because there are a lot of job opportunities available. In the present economy, it can be very difficult to find a job in other industries, but the situation is largely different when speaking about the financial sector. There is staggering number of available jobs which means that you have a wider choice. You have a bigger chance of starting a lucrative career in the financial industry

2015 NY State of Health Insurance Open Enrollment Potential Problems

2015 Health Insurance Open Enrollment in NYSOH begins on November 2, 2014 for Small Businesses and November 15, 2014 for Individuals and Families. With this being the first ‘Open Enrollment’ period since the new healthcare law has been in effect, there are many questions and concerns being raised on how the renewal process will work and what problems businesses and individuals should be on the lookout for. In this article, I look to show common questions asked and answered by NYSOH as well as what you should be on the lookout for at renewal.

Question: Does NYSOH know how the member renewal process will work?

Response: NYSOH is developing an administrative renewal process for those Qualified Health Plan (QHP) members that consented to allowing the Marketplace to access electronic records for the purpose of determining eligibility in future years. Marketplace consumers will have the option during the open-enrollment period, which starts on November 15, 2014. Marketplace consumers will have the

FHA Back to Work Program

In 2013 HUD issued mortgagee letter 2013-26 “Back to Work”. Essentially, this letter applies to a borrower who experienced an “Economic Event” which resulted in a foreclosure, bankruptcy, short sale, or other negative impact on their credit AND whose loan application for FHA financing received a “Refer” recommendation by TOTAL Scorecard or received an Accept/Approve but had to be manually downgraded by underwriting. TOTAL Scorecard is the automated loan application system that mortgage brokers and lenders will access to process your loan application for FHA financing.

If the borrower can document that the delinquencies and indications of derogatory credit are the result of an Economic Event and they have completed a satisfactory Housing Counseling program and meet all other HUD requirements for FHA financing, the waiting periods are shortened after these events.

An Economic Event is any occurrence beyond the borrower’s control that resulted in a Loss of Employment, Loss of income or both of these, which caused a reduction

How Buyers Are Qualifying for the Best Mortgages

For prospective buyers looking at luxury and mid-tier properties, financing is an important concern. Few buyers are able to fully pay for property purchases out-of-pocket. As a result, many clients ask their Realtors® for advice on how best to obtain financing at a good rate. There are a number of steps that a motivated buyer can take to prepare their financial presentation, understand the entire loan process, and strongly position their application for funding. Here are four of the top recommendations that buyers should keep in mind when applying for a mortgage.

Follow credit best practices

Your credit history and credit score are one of the biggest factors at play in your ability to obtain a mortgage. As a result, it is important to understand what lenders will see when they pull your file. Obtain a copy of your credit report from the three major bureaus – Equifax, TransUnion, and Experian. Scrutinize them for errors, and submit the documentation necessary

Medico Loans for Buying Property – A Great Financial Solution for Medical Professionals and Doctors

It is a very common question asked by many medical professionals and doctors that whether they can obtain a loan to buy a converted residential house to use as their practice premises. To attract medical professionals and to fight competition, specialist lenders/credit providers have developed an amazing loan package called “medico loan” (also known as “medico pack” and “loan for doctors”). The loan package can help you in buying a converted residential house to use as your practice premises.

If you are a medical professional, you can also take advantage of the medico loans and start your practice. Before you apply for medico loans, you must know everything about it so that you make a wise decision. So, let’s start.

The Purpose

A medico loan has many purposes. However, you should keep in mind that refinancing of working capital, equipment finance and all other business related purposes are excluded from the loan package. In addition to buying a converted residential